Panama · Pacific coast / capital

Living in Panama City

The financial capital of Central America — skyline, USD currency, best hospitals, hub airport.

Snapshot

Climate
78–88°F year-round. Rainy May–Nov.
Monthly budget (couple)
US$2,200–3,800
Rent 1BR
US$800–1,500
Rent 2BR
US$1,200–2,400

Who it's for

Big-city international, English widely spoken in business districts.

  • Business owners
  • Retirees using Pensionado
  • Remote workers

Where expats live

Punta PacíficaCosta del EsteCoco del MarCasco ViejoEl Cangrejo

Highlights

  • USD is the currency — no exchange friction
  • Punta Pacífica Hospital (Johns Hopkins affiliate)
  • PTY hub airport — direct to most Americas cities
  • Pensionado visa gives 25%+ discounts on services

Watch-outs

  • Traffic is severe — pick a neighborhood near where you'll spend most time
  • Humidity is high year-round

Frequently asked

Which Panama City neighborhood for expats?

Costa del Este (modern, family), Punta Pacífica (high-rise near hospitals), El Cangrejo (walkable, dining), Casco Viejo (historic, walkable, pricier).

Is Panama City safe?

The expat neighborhoods above are safe. Avoid Chorrillo, Curundú, and San Miguelito at night.

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