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Retirement budget calculator

See what your monthly number buys in each country we cover.

$
Medellín
Colombia · Aburrá Valley (Antioquia)
Comfortable couple budget
≈ $2,100/mo
Comfortable — full lifestyle with room to spare
+ $900/mo surplus
Boquete
Panama · Chiriquí highlands
Comfortable couple budget
≈ $2,300/mo
Comfortable — full lifestyle with room to spare
+ $700/mo surplus
Mérida
Mexico · Yucatán
Comfortable couple budget
≈ $2,300/mo
Comfortable — full lifestyle with room to spare
+ $700/mo surplus
Bogotá
Colombia · Cundinamarca / capital
Comfortable couple budget
≈ $2,300/mo
Comfortable — full lifestyle with room to spare
+ $700/mo surplus
Cartagena
Colombia · Caribbean coast (Bolívar)
Comfortable couple budget
≈ $2,300/mo
Comfortable — full lifestyle with room to spare
+ $700/mo surplus
Atenas
Costa Rica · Central Valley (west)
Comfortable couple budget
≈ $2,400/mo
Comfortable — full lifestyle with room to spare
+ $600/mo surplus
Playa del Carmen
Mexico · Riviera Maya (Yucatán)
Comfortable couple budget
≈ $2,600/mo
Comfortable — full lifestyle with room to spare
+ $400/mo surplus
Mexico City
Mexico · Central Mexico / capital
Comfortable couple budget
≈ $2,750/mo
On budget — standard middle-class lifestyle
+ $250/mo surplus
Coronado
Panama · Pacific coast (Panamá Oeste)
Comfortable couple budget
≈ $2,800/mo
On budget — standard middle-class lifestyle
+ $200/mo surplus
San José
Costa Rica · Central Valley
Comfortable couple budget
≈ $2,900/mo
On budget — standard middle-class lifestyle
+ $100/mo surplus
San Miguel de Allende
Mexico · Bajío (Guanajuato)
Comfortable couple budget
≈ $2,900/mo
On budget — standard middle-class lifestyle
+ $100/mo surplus
Panama City
Panama · Pacific coast / capital
Comfortable couple budget
≈ $3,000/mo
On budget — standard middle-class lifestyle
+ $0/mo surplus
Tamarindo
Costa Rica · Guanacaste (Pacific)
Comfortable couple budget
≈ $4,000/mo
Tight — will need to trim (car, dining, imports)
– $1,000/mo short
Nosara
Costa Rica · Guanacaste (Nicoya Peninsula)
Comfortable couple budget
≈ $4,500/mo
Below comfortable — consider a lower-cost city
– $1,500/mo short

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Estimates based on 2026 Arriva field research. Actual costs vary by neighborhood and lifestyle. Not financial advice.